How Does It Work Buying Process Financial Projection Taxes FAQ

Financial Projection

The figures given are an example

Property price (furniture incl.)

€89 700

Actual net investment

€75 000

Saving on VAT (19.6%)

€14 700

MORTGAGE

70%

Term (years)

20

Interest Rate (APR)

5%

Net rental income on Inv.*

5,0%

Yearly Net rental income

€3 750

Mortgage Amount

€52 500

Closing Cost (all incl.)*

€4 004

Initial Capital at closing

€26 503,50

YEAR

Expected Capital Growth

Mortgage Payments Int.+ Cap.

Rents Received Indx/Infl.

Land Tax Indx/Infl.

Accountant Indx/Infl.

Tax Payable on Rental Income

Monthly Cashflow

6%

2,0%

2,0%

2,0%

1

89 700

(4 213)

3 750

-

250

-

(59)

2

95 082

(4 213)

3 825

-

255

-

(54)

3

100 787

(4 213)

3 902

200

260

-

(64)

4

106 834

(4 213)

3 980

204

265

-

(59)

5

113 244

(4 213)

4 059

208

271

-

(53)

6

120 039

(4 213)

4 140

212

276

-

(47)

7

127 241

(4 213)

4 223

216

282

-

(41)

8

134 876

(4 213)

4 308

221

287

-

(34)

9

142 968

(4 213)

4 394

225

293

-

(28)

10

151 546

(4 213)

4 482

230

299

-

(22)

11

160 639

(4 213)

5 485

234

305

-

61

12

170 277

(4 213)

5 595

239

311

-

69

13

180 494

(4 213)

5 707

244

317

-

78

14

191 324

(4 213)

5 821

249

323

-

86

15

202 803

(4 213)

5 938

254

330

-

95

16

214 971

(4 213)

6 056

259

336

-

104

17

227 870

(4 213)

6 178

264

343

-

113

18

241 542

(4 213)

6 301

269

350

-

122

19

256 034

(4 213)

6 427

275

357

-

132

20

271 396

(4 213)

6 556

280

364

-

142

Cash out After

Return (on down payment)

Cash (rec./disb.)

10y.

€ 80 702

304%

€ (5 520)

15y.

€ 112 741

425%

€ (842)

20y.

€ 271 396

1024%

€ 6 514


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